CIG Delivers Enhanced ProtectionTo Home And Auto Clients Spring 2007 Issue
We include Identity Fraud Expense
Reimbursement coverage in every CIG Homeowners
policy at no additional cost to you
In 2006 CIG released several major enhancements to our home and auto programs. Best of all, a majority of the enhancements were available automatically, at no additional cost to you.
For our homeowner policy clients, we now provide:
- Identity Fraud Coverage: We include Identity Fraud Expense Reimbursement coverage in every CIG Homeowners policy at no additional cost to you. We provide worldwide protection for you and your resident relatives for up to $15,000 for certain expenses you incur should you become a victim of identity fraud, and there's no deductible. In addition, we offer unlimited identity fraud prevention and resolution assistance. For more information, visit us online at CIG.IdentityFraud.com or call 1-877-404-3372.
- 200% Extended Replacement: We increased our optional Extended Replacement coverage from 150% to 200% of your home's insured value. Under this coverage if a home is totally destroyed by fire or another covered loss, we'll pay up to 200% of the Dwelling limit to rebuild it. Some restrictions apply so make sure your home is properly protected. Call your CIG Agent for a checkup.
- Specific Personal Property: You now have greater protection for select categories of your personal property. Your policy automatically includes additional coverage for money ($1,000), jewelry ($10,000), silverware ($10,000), and credit card, fund transfer card, and forgery protection ($10,000) at no additional cost to you.
If you're a CIG Auto policy client, we now provide:
- Express Road Service: Express Road Service is an enhancement to and part of our Towing coverage. Express Road Service provides 24/7 roadside assistance for your vehicle(s). Benefits include towing for up to a radius of 100 miles, delivery of gas, free locksmith services, and more.
- New-Car Replacement Coverage: We now provide replacement coverage for any total loss to new vehicles that are no more than 12 months old and have been driven less than 15,000 miles. Although this endorsement is only available in California at this time, we plan to introduce this feature in other states during 2007.
- Transportation Expenses: We increased the optional coverage for transportation expenses to $50 per day and a maximum payout of $1,500.
- Nevada Multi-Policy Discount Increased: Nevada Auto policy clients now enjoy a 25% discount on their auto policy when insuring both auto and home with CIG.
If you don't currently insure your auto or home with CIG, it's time you gave us a try. Call your local agent for more information about lowering your rates.